FamZoo is an online app that helps parents teach their kids & teens good personal finance habits. Families can set up their own online Virtual Family Bank to manage spending, saving, charitable giving, budgets, allowances, chores, goals, loans, & more. Funds can be managed in either IOU accounts (which simply track money held by parents elsewhere) or prepaid card accounts (great for automatically tracking purchases and giving kids direct payment responsibility in a safe way). Parents can start very simple with young kids and add sophistication as their children mature through the tween and teen years. Get your children on track today with a FamZoo subscription.